The Frugal Fiduciary Small Business 401(k) Blog
Get the latest industry news, deadlines and tips you need to know to help tackle your fiduciary responsibility needs.
Understanding ERISA 404(c): Importance, Compliance, and the Role of QDIAs
By: Eric Droblyen
July 15th 2024
ERISA 404(c) protects employers from liability for investment losses resulting from 401(k) participant decision-making. Compliance is easy.
Read More
401(k) Participant Disclosures - What Employers Need to Know
By: Eric Droblyen
July 2nd 2024
401(k) plans have complicated participant disclosure rules. However, an employer’s role in meeting these requirements is basic when a qualified 401k provider is used.
Read More
401(k) Matching Contributions – What Retirement Savers Need to Know
By: Eric Droblyen
June 17th 2024
In this article, we will explore the mechanics of 401(k) matching contributions, their importance, and strategies to maximize their benefits.
Read More
401(k) Rollovers – FAQs for Retirement Investors
By: Eric Droblyen
June 5th 2024
Rolling retirement savings from a low-cost 401(k) plan to an overpriced plan or IRA today can cost an investor dearly in retirement. Our FAQ can help you make an informed rollover decision.
Read More
401(k) Advisor Fee Study: How Much Fiduciary Advice Lowers Plan Costs
By: Eric Droblyen
May 21st 2024
Our fee study of 1,109 401(k) financial advisors shows how much fiduciary-grade investment advice can lower the total cost of a 401(k) plan vs. national averages.
Read More
The DOL’s New Retirement Security Rule - A Win for Retirement Investors
By: Eric Droblyen
May 7th 2024
The DOL's Retirement Security Rule aims to protect investors by making all professional retirement advice subject to ERISA’s rigorous fiduciary standards.
Read More
Enrolling in a 401(k) Plan – How to Make Informed Decisions
By: Eric Droblyen
April 23rd 2024
Making informed 401(k) enrollment decisions can significantly reduce your future retirement's out-of-pocket cost. Our 4-step process can help you do that.
Read More
SECURE 2.0’s Automatic Enrollment Mandate for 401(k)s – What Employers Need to Know
By: Eric Droblyen
March 26th 2024
SECURE 2.0 requires new 401(k) plans to implement an automatic enrollment feature in 2025 unless an exception applies. Here's what employers need to know.
Read More
How Starter 401(k) Plans Compare to Safe Harbor and Traditional Plans
By: Eric Droblyen
March 12th 2024
Employers with no 401(k) plan can now adopt a starter plan. Small business owners should understand how they compare to traditional and safe harbor plans.
Read More
A Simple Guide for Meeting 401(k) Fiduciary Responsibilities
By: Eric Droblyen
February 27th 2024
Meeting 401(k) fiduciary responsibilities does not need to be scary or time-consuming for small business plan sponsors. Following some simple guidance is the key.
Read More