The Frugal Fiduciary Small Business 401(k) Blog
Get the latest industry news, deadlines and tips you need to know to help tackle your fiduciary responsibility needs.
401(k) Investment Selection – Don’t Let ESG Factors Distract You
By: Brian Furgala
June 20th 2023
Fiduciaries should be focusing on relevant risk-return factors, including investment fees, in evaluating 401(k) investment options and not be distracted by ESG factors.
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Morningstar's Active/Passive Barometer – Takeaways for 401(k) Fiduciaries
By: Eric Droblyen
August 16th 2022
401(k) fiduciaries can struggle to choose between active or index funds when picking plan investments. The Morningstar Active/Passive Barometer can help.
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Target Date Index Funds – The Best Investment for Most 401(k) Participants?
By: Eric Droblyen
July 5th 2022
Target Date Index Funds may be the best investment for most 401(k) participants. They combine strong net-of-fee returns and set-it-and-forget-it convenience.
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Hughes v Northwestern: What is a "Prudent" 401(k) Investment?
By: Eric Droblyen
February 2nd 2022
When the Supreme Court re-opened the Hughes v. Northwestern University case, they didn't offer plan fiduciaries a "prudent" 401(k) investment definition. We do.
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401(k) Investments - Options for Selecting a “Prudent” Menu
By: Eric Droblyen
September 30th 2020
Inappropriate investment selection is a top cause of 401(k) lawsuits today. This trouble can be easily avoided with some impartial investment guidance.
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Index Funds Are Indisputably Prudent 401(k) Investments - How to Pick a Lineup
By: Eric Droblyen
March 4th 2020
Index funds from providers like Vanguard, Fidelity, or Schwab make it easy for employers to meet their investment-related 401(k) fiduciary responsibilities
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401(k) Investing – Professional Advice is Easy to Access Today
By: Eric Droblyen
February 19th 2020
To afford retirement as soon as possible, 401(k) participants must invest appropriately. Today's professional investment advice options make doing so easy.
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401(k) Fee Study: What Does a Fiduciary-Grade Advisor Cost?
By: Eric Droblyen
August 7th 2019
Our fee study of 753 fiduciary-grade financial advisors shows impartial advice reduces the total cost of a 401(k) plan. Employers should not settle for less.
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Revenue Sharing - 5 Reasons for 401(k) Fiduciaries to Avoid it
By: Eric Droblyen
July 24th 2019
Revenue sharing makes it harder than necessary to meet 401(k) fiduciary responsibilities. Employers should pay direct 401(k) fees instead.
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The SPIVA Scorecard – A Must-Read for 401(k) Fiduciaries
By: Eric Droblyen
July 10th 2019
The SPIVA Scorecard measures the percentage of active funds that outperform their market benchmark over specific periods of time, net of fees. Most don't.
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