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401(k) Participant Disclosures - What Employers Need to Know
401(k) plans have complicated participant disclosure rules. However, an employer’s role in meeting these requirements is basic when a qualified 401k provider is used.
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401(k) Annual Administration - A Checklist for Business Owners
An important 401(k) fiduciary responsibility is ensuring plan administration tasks are completed timely each year. Our checklist makes this job easy.
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401(k) Forfeitures: How and When They Must Be Used
A forfeiture is the non-vested portion of a 401(k) account when certain events occur. We summarize how and when 401(k) plans must use forfeitures based on IRS rules.
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New 401(k) Audit Rule for Form 5500 is Good News for Small Businesses
Recent Form 5500 changes will subject fewer small business 401(k) plans to an independent qualified public accountant audit.
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New 401(k) Lifetime Income Disclosures – What to Know
The SECURE Act's lifetime income disclosure should help 401(k) participants understand how much income their account balance could produce in retirement.
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Preventing Identity Theft in a Retirement Program as an Employer
Identity theft is a big problem with retirement plans. Learn the steps you can take to protect your participants.
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Lost Participants – What Employers Need to Know
One of the most frustrating issues plan sponsors run into is locating “lost” participants. Learn how to handle this issue in this quick read.
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Terminating Your Plan? Here’s What You Need to Know
Learn about the process of terminating your 401(k) plan. Discover actions required, fully vesting participant accounts, IRS involvement, participant options & necessary last steps to avoid penalties.
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How to Select an Auditor for the Form 5500
Learn how to select the right 401k auditor, avoid costly mistakes, and ensure compliance with ERISA. Discover what qualities to look for, and where to find reputable auditors.
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401(k) Earned Income – What Employers Need to Know
401(k) plans must allocate and test the contributions made to self-employed individuals using a special definition of plan compensation called earned income.
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