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The Frugal Fiduciary Small Business 401(k) Blog

Get the latest industry news, deadlines and tips you need to know to help tackle your fiduciary responsibility needs.
A “Rosetta Stone” for Finding 401(k) Provider Fees

A “Rosetta Stone” for Finding 401(k) Provider Fees

By: Eric Droblyen

April 29th 2020

When 401(k) fees are paid from plan assets, they reduce participant investment returns dollar-for-dollar. Find your 401(k) provider's fees using our guide.
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The CARES Act - 401(k) Participant Distribution and Loan Options

The CARES Act - 401(k) Participant Distribution and Loan Options

By: Eric Droblyen

April 15th 2020

Taking a CARES Act 401(k) distribution or loan can delay an individual's future retirement by years. Our overview can help weigh this difficult decision.
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COVID-19 – 401(k) FAQs for Business Owners and Plan Participants

COVID-19 – 401(k) FAQs for Business Owners and Plan Participants

By: Eric Droblyen

March 31st 2020

Many small business owners affected by COVID-19 want to know how to defray their 401(k) plan expenses or help workers tap their savings. Our FAQ can help.
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Index Funds Are Indisputably Prudent 401(k) Investments - How to Pick a Lineup

Index Funds Are Indisputably Prudent 401(k) Investments - How to Pick a Lineup

By: Eric Droblyen

March 4th 2020

Index funds from providers like Vanguard, Fidelity, or Schwab make it easy for employers to meet their investment-related 401(k) fiduciary responsibilities
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401(k) Investing – Professional Advice is Easy to Access Today

401(k) Investing – Professional Advice is Easy to Access Today

By: Eric Droblyen

February 19th 2020

To afford retirement as soon as possible, 401(k) participants must invest appropriately. Today's professional investment advice options make doing so easy.
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Don’t Let Your 401(k) Provider Hide the Cost of Your Plan

Don’t Let Your 401(k) Provider Hide the Cost of Your Plan

By: Eric Droblyen

February 5th 2020

401(k) providers can charge different fees for comparable services and investments. To avoid excessive fees, employers must know the cost of their plan.
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401(k) Testing – Deadlines Employers Should Know

401(k) Testing – Deadlines Employers Should Know

By: Eric Droblyen

January 22nd 2020

While a professional TPA usually completes 401k testing, employers must understand the deadlines that apply to test corrections and contribution deposits.
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The SECURE Act of 2019 – An Analysis of Key 401(k) Changes

The SECURE Act of 2019 – An Analysis of Key 401(k) Changes

By: Eric Droblyen

January 8th 2020

The SECURE Act of 2019 is the most extensive retirement plan legislation in over a decade. 401k sponsors and participants must understand its key changes.
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The Top Ten Frugal Fiduciary 401(k) Blogs of 2019

The Top Ten Frugal Fiduciary 401(k) Blogs of 2019

By: Eric Droblyen

December 25th 2019

Our top 10 blogs of 2019 are must-reads for small business 401(k) sponsors and participants. They cover plan administration, features, fees, and providers.
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401(k) Administration Checklist for the 2020 Plan Year

401(k) Administration Checklist for the 2020 Plan Year

By: Eric Droblyen

December 11th 2019

An important 401(k) fiduciary responsibility is ensuring plan administration tasks are completed timely each year. Our checklist makes this job easy.
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