The Frugal Fiduciary Small Business 401(k) Blog
Get the latest industry news, deadlines and tips you need to know to help tackle your fiduciary responsibility needs.
A “Rosetta Stone” for Finding 401(k) Provider Fees
By: Eric Droblyen
April 29th 2020
When 401(k) fees are paid from plan assets, they reduce participant investment returns dollar-for-dollar. Find your 401(k) provider's fees using our guide.
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The CARES Act - 401(k) Participant Distribution and Loan Options
By: Eric Droblyen
April 15th 2020
Taking a CARES Act 401(k) distribution or loan can delay an individual's future retirement by years. Our overview can help weigh this difficult decision.
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COVID-19 – 401(k) FAQs for Business Owners and Plan Participants
By: Eric Droblyen
March 31st 2020
Many small business owners affected by COVID-19 want to know how to defray their 401(k) plan expenses or help workers tap their savings. Our FAQ can help.
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Index Funds Are Indisputably Prudent 401(k) Investments - How to Pick a Lineup
By: Eric Droblyen
March 4th 2020
Index funds from providers like Vanguard, Fidelity, or Schwab make it easy for employers to meet their investment-related 401(k) fiduciary responsibilities
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401(k) Investing – Professional Advice is Easy to Access Today
By: Eric Droblyen
February 19th 2020
To afford retirement as soon as possible, 401(k) participants must invest appropriately. Today's professional investment advice options make doing so easy.
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Don’t Let Your 401(k) Provider Hide the Cost of Your Plan
By: Eric Droblyen
February 5th 2020
401(k) providers can charge different fees for comparable services and investments. To avoid excessive fees, employers must know the cost of their plan.
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401(k) Testing – Deadlines Employers Should Know
By: Eric Droblyen
January 22nd 2020
While a professional TPA usually completes 401k testing, employers must understand the deadlines that apply to test corrections and contribution deposits.
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The SECURE Act of 2019 – An Analysis of Key 401(k) Changes
By: Eric Droblyen
January 8th 2020
The SECURE Act of 2019 is the most extensive retirement plan legislation in over a decade. 401k sponsors and participants must understand its key changes.
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The Top Ten Frugal Fiduciary 401(k) Blogs of 2019
By: Eric Droblyen
December 25th 2019
Our top 10 blogs of 2019 are must-reads for small business 401(k) sponsors and participants. They cover plan administration, features, fees, and providers.
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401(k) Administration Checklist for the 2020 Plan Year
By: Eric Droblyen
December 11th 2019
An important 401(k) fiduciary responsibility is ensuring plan administration tasks are completed timely each year. Our checklist makes this job easy.
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