The Frugal Fiduciary Small Business 401(k) Blog

Get the latest industry news, deadlines and tips you need to know to help tackle your fiduciary responsibility needs.

How MEPs Complicate 401(k) Plan Terminations

November 2nd 2016

Exiting a 401k plan can be an easy process, as long as you aren't part of an MEP. MEPs complicate the plan termination process and can cost you big time.

Retirement Plan Types

Small Business Retirement Plan Options: 401(k)s vs. SIMPLE and SEP IRAs

By: Eric Droblyen

February 10th 2016

401(k) plans are the most popular type of small business retirement plan today, but they are not the only option available.

Retirement Plan Types

There are no “economies of scale” in 401(k) plans – unless you are trying to beat the market

By: Greg Carpenter

December 17th 2014

Do economies of scale exist in small business 401(k) plans? To improve the quality of small business 401(k) plans we need to set and enforce fiduciary standards

Retirement Plan Types

Multiple Employer Plans (MEPs) are a marketing play, not a way to cut costs. We don’t need them.

By: Greg Carpenter

December 10th 2014

Multiple Employer Plans (MEPs) are not a way to reduce costs in small business retirement plans.

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