The Frugal Fiduciary Small Business 401(k) Blog
Get the latest industry news, deadlines and tips you need to know to help tackle your fiduciary responsibility needs.
Happy Holidays from the Frugal Fiduciary! Our Top 10 Blogs of 2015
By: Eric Droblyen
December 30th 2015
During 2015, the Frugal Fiduciary Blog covered a variety of 401k topics. Our 10 most popular blogs for the year can be found here.
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Understanding a 401(k) Plan’s Fiduciary Hierarchy Can Make It Easier for Employers To Meet Fiduciary Responsibilities
By: Eric Droblyen
December 16th 2015
401(k) fiduciary responsibility is receiving increased attention, but employers are still unclear about meeting their plan’s fiduciary responsibilities.
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Good News, 401(k) Fiduciaries! DOL Fee Disclosure Rules Make ERISA 404(c) Compliance Simple
By: Eric Droblyen
December 2nd 2015
ERISA 404(c) protects 401(k) fiduciaries from participant investment losses. Participant fee disclosure regulations under ERISA 404a-5 make ERISA 404(c) compliance easier.
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Managing 401(k) Deadlines for the 2016 Plan Year – A Checklist Can Help
By: Eric Droblyen
November 18th 2015
401k plans have many ERISA compliance responsibilities that must be satisfied every plan year. The Employee Fiduciary compliance calendar can be used to track these responsibilities for the 2016 plan year.
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401(k) Plan Design – Our Checklist Can Make the Process Simple
By: Eric Droblyen
November 4th 2015
401(k) plan design for small businesses does not need to be difficult. Retirement plan eligibility, compensation, contributions, vesting, distributions and loans are the basics.
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Selecting 401(k) Service Providers: Determine the Professional Help You Need Before You Shop
By: Eric Droblyen
October 21st 2015
Choosing the best 401(k) for your small business means understanding the 401(k) services you need before you shop.
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401(k) Document Retention Rules Made Simple
By: Eric Droblyen
October 7th 2015
Small business 401k plans need to keep records or 401k fiduciary liability can result.
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The Federal TSP Is a Baseline for 401(k) Plans – And Any Small Business Can Match It
By: Eric Droblyen
September 23rd 2015
The Federal Thrift Savings Plan (TSP) should be an example for low cost small business retirement plans. 401(k) fiduciaries should understand its virtues.
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401(k) Fiduciary Outsourcing: Does it Actually Increase an Employer’s Fiduciary Liability?
By: Eric Droblyen
September 9th 2015
401(k) fiduciary outsourcing products can increase an employer’s 401(k) liability. Transparent, low cost 401(k) services are the safer bet for small business 401(k) sponsors.
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Avoiding 401(k) Fiduciary Liability Doesn’t Need to Be Difficult; Simple “Best Practices” are the Key
By: Eric Droblyen
August 26th 2015
Picking the right low cost 401(k) plan provider can help small business retirement plans meet 401(k) fiduciary responsibilities.
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