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The Frugal Fiduciary Small Business 401(k) Blog

Get the latest industry news, deadlines and tips you need to know to help tackle your fiduciary responsibility needs.
Happy Holidays from the Frugal Fiduciary! Our Top 10 Blogs of 2015

Happy Holidays from the Frugal Fiduciary! Our Top 10 Blogs of 2015

By: Eric Droblyen

December 30th 2015

During 2015, the Frugal Fiduciary Blog covered a variety of 401k topics. Our 10 most popular blogs for the year can be found here.
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Understanding a 401(k) Plan’s Fiduciary Hierarchy Can Make It Easier for Employers To Meet Fiduciary Responsibilities

Understanding a 401(k) Plan’s Fiduciary Hierarchy Can Make It Easier for Employers To Meet Fiduciary Responsibilities

By: Eric Droblyen

December 16th 2015

401(k) fiduciary responsibility is receiving increased attention, but employers are still unclear about meeting their plan’s fiduciary responsibilities.
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Good News, 401(k) Fiduciaries! DOL Fee Disclosure Rules Make ERISA 404(c) Compliance Simple

Good News, 401(k) Fiduciaries! DOL Fee Disclosure Rules Make ERISA 404(c) Compliance Simple

By: Eric Droblyen

December 2nd 2015

ERISA 404(c) protects 401(k) fiduciaries from participant investment losses. Participant fee disclosure regulations under ERISA 404a-5 make ERISA 404(c) compliance easier.
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Managing 401(k) Deadlines for the 2016 Plan Year – A Checklist Can Help

Managing 401(k) Deadlines for the 2016 Plan Year – A Checklist Can Help

By: Eric Droblyen

November 18th 2015

401k plans have many ERISA compliance responsibilities that must be satisfied every plan year. The Employee Fiduciary compliance calendar can be used to track these responsibilities for the 2016 plan year.
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401(k) Plan Design – Our Checklist Can Make the Process Simple

401(k) Plan Design – Our Checklist Can Make the Process Simple

By: Eric Droblyen

November 4th 2015

401(k) plan design for small businesses does not need to be difficult. Retirement plan eligibility, compensation, contributions, vesting, distributions and loans are the basics.
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Selecting 401(k) Service Providers: Determine the Professional Help You Need Before You Shop

Selecting 401(k) Service Providers: Determine the Professional Help You Need Before You Shop

By: Eric Droblyen

October 21st 2015

Choosing the best 401(k) for your small business means understanding the 401(k) services you need before you shop.
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401(k) Document Retention Rules Made Simple

401(k) Document Retention Rules Made Simple

By: Eric Droblyen

October 7th 2015

Small business 401k plans need to keep records or 401k fiduciary liability can result.
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The Federal TSP Is a Baseline for 401(k) Plans – And Any Small Business Can Match It

The Federal TSP Is a Baseline for 401(k) Plans – And Any Small Business Can Match It

By: Eric Droblyen

September 23rd 2015

The Federal Thrift Savings Plan (TSP) should be an example for low cost small business retirement plans. 401(k) fiduciaries should understand its virtues.
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401(k) Fiduciary Outsourcing: Does it Actually Increase an Employer’s Fiduciary Liability?

401(k) Fiduciary Outsourcing: Does it Actually Increase an Employer’s Fiduciary Liability?

By: Eric Droblyen

September 9th 2015

401(k) fiduciary outsourcing products can increase an employer’s 401(k) liability. Transparent, low cost 401(k) services are the safer bet for small business 401(k) sponsors.
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Avoiding 401(k) Fiduciary Liability Doesn’t Need to Be Difficult; Simple “Best Practices” are the Key

Avoiding 401(k) Fiduciary Liability Doesn’t Need to Be Difficult; Simple “Best Practices” are the Key

By: Eric Droblyen

August 26th 2015

Picking the right low cost 401(k) plan provider can help small business retirement plans meet 401(k) fiduciary responsibilities.
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