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401(k) Investment Advice – Pros and Cons of the 3 Basic Forms
401(k) participants can receive professional investment advice from a mutual fund, financial advisor, or algorithm today. Each advice form has pros and cons
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Small Business 401(k) Plan Design Study: What 3,975 401(k) Plans Are Doing
The right 401(k) plan design can help a small business meet plan goals at the lowest possible cost. Our study summarizes the designs of 3,975 401(k) plans
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Safe Harbor or Traditional 401(k) Plan – How to Decide
Safe harbor 401(k) plans are the most popular type of 401(k) used by small businesses today, but they are not the best fit for every small business.
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Hardship 401(k) Distributions – Frequently Asked Questions
At first blush, the 401(k) hardship distribution rules can seem overwhelming. In truth, most can be understood with some basic education. Our FAQ can help.
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Applying Jack Bogle’s Guiding Principle to 401(k) Provider Fees
Jack Bogle's guiding principle was simple - costs matter. 401(k) participants should apply the same principle to 401(k) provider fees paid by their account.
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How Compound Interest and Dollar Cost Averaging Reduce the Cost of Retirement
Saving for retirement can seem futile when you can't afford to contribute much to a 401(k) plan. Compound interest and dollar cost averaging can help.
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401(k) Contribution Deadlines – You Don’t Want to Miss Them!
When 401(k) contributions - employee or employer - are deposited late, there are consequences for employers. With some education, they are easily avoided.
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The Top Ten Frugal Fiduciary 401(k) Blogs of 2018
Our top 10 blogs for 2018 are must-reads for small business 401(k) sponsors and participants. They cover plan administration, features, fees and providers.
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2018 Small Business 401(k) Fee Study – What’s Too High?
Are my 401(k) fees too high?” is a common question asked by both plan sponsors and participants. Our small business fee study can give some perspective.
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Calculating American Funds 401(k) Fees Using Their 408b-2
American Funds is one of the largest 401k providers in the nation. Their 408b-2 fee disclosure is also one of the worst. Here are steps for deciphering it.
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