Login
Why Multiple Employer 401(k) Plans are Obsolete Today
Supporters of Multiple Employer Plans (MEPs) claim these 401ks lower plan fees and fiduciary liability for small businesses. Neither claim is true.
Read More
Worried Your 401(k) Pays Hidden Fees? Answer 2 Questions to Find Out
Employers have a fiduciary responsibility to pay only reasonable fees from 401k plan assets. Avoid hidden 401k fees to make this job as easy as possible.
Read More
3-Step Guide for Employers to Select and Monitor 401(k) Index Funds
Index funds make it possible for 401(k) plan sponsors to replace an Investment Policy Statement (IPS) with a 3-step fund selection and monitoring process.
Read More
Top 10 401(k) Mistakes Found in the IRS Voluntary Compliance Program
Severe consequences can result when a 401(k) plan fails to meet one or more of the plan qualification requirements – including IRS penalties for the employer.
Read More
401(k) Cybercrime – Key to Keeping a Plan Safe Is Not Delegating Fiduciary Responsibilities
Some employers delegate fiduciary roles that approve cash disbursements to their 401(k) provider, which can make a 401(k) plan more vulnerable to cybertheft.
Read More
Employers Should Avoid Providers That Treat 401(k) Plans Like a Product, Not a Service
Insurance and mutual fund companies treat 401k plans like a product by restricting fund and plan design options. Plan Sponsors need impartial and consultative advice instead
Read More
A Common Sense 401(k) Plan for Small Businesses
TSP-like 401(k) plans are a common sense retirement plan but are not meant for everyone. Compare traditional 401(k) services against a TSP baseline here.
Read More
401(k) Loan Rules – What Plan Participants Need to Know
If you are a 401(k) participant, use our FAQ to understand when you can take a loan from your account and how to avoid taxes or penalties.
Read More
403(b) vs. 401(k) Plans for Non-Financial People
These two big differences are truly all you need to know when deciding between a 403(b) or 401(k) plan – their eligibility and testing requirements.
Read More
Expanding Small Biz Retirement Plan Coverage – 401(k) Reforms Are Needed
Americans save more for retirement when they can do so by payroll deduction, but less than half of small businesses sponsor a retirement plan.
Read More